Cheap Car Insurance in Clearwater, FL

The city of Clearwater is situated in the county of Pinellas, Florida, USA, northwest of St. Petersburg and Tampa. Gulf of Mexico is in the west of this city while Tampa Bay is at the southeast. According to the national census that was carried out in 2010, Clearwater had about 107685 citizens.

This city is probably popular for the Marine Aquarium of Clearwater where injured sea turtles and dolphins are rehabilitated. 2 of the dolphins in this aquarium were starts in the film referred to as “Dolphin Tales”. The fans of baseball might know Clearwater city for the Spectrum Field, which is a spring facility of training for Philadelphia Phillies. In addition, the ‘Beach Walk’ of the city is the winding path that is along the beach of Clearwater and is lined with hotels, bars, entertainment venues, restaurants and public art.

Clearwater Car Insurance Information

Of all the cities in the State of Florida that have the most expensive rates of auto insurance, Clearwater lies at the 98th position. Vehicle owners in the city of Clearwater pay 0.11 times or 11% les in auto insurance premiums than the average auto insurance of the State and 1.9 times/ 190% more than national average.

The annual average rates of auto insurance in Clearwater, Florida is approximately $1,612/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.

The table below clearly shows the average auto insurance cost of Clearwater, Florida State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Clearwater

In order to determine the company with the cheapest auto insurance rates, we have highlighted the various auto insurance firms that offer affordable and cheap rates in Clearwater. It’s also worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Clearwater, the highest auto insurance quote can go up to $2660 as compared to the cheapest auto insurance firm’s quote that can go up to $1290. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.

To make things even easier for you, we’ve made a list of the top 7 cheapest auto insurance firms in Clearwater in the table below. Progressive Insurance offers the cheapest rates of auto insurance in Clearwater with the monthly insurance rate of $144.

Rank Car insurance company name Annual Rate
1 USAA $3228
2 Progressive $5958
3 Nationwide $4815
4 Liberty Mutual $5982
5 Allstate $8921

Clearwater Car Insurance Rate by Zip Code

Data recorded in the above table compares various rates of auto insurance in Clearwater by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another. For instance, in Clearwater, the average rate of auto insurance for drivers is $4061.9 at 33755 zip code, whereas the average rate of auto insurance for drivers for similar drivers increase to $4107.2 at 33759 zip code. We can clearly note that this results to a price increase of about $45.3 / year as zip codes in Clearwater change. Zip codes affects auto insurance rates due to various factors like crime rates and natural disaster of the zip code. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Clearwater.

Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Clearwater.

Clearwater Zip Codes Average Yearly Rate($)
33759 4107
33756 4092
33755 4061

Clearwater CAR INSURANCE RATES BY AGE

Age Women ($) Men ($)
60 3438 3684
35 4033 3756
25 4799 4472
17 11305 12175

The table below contains data that compares the rate of auto insurance of Progressive Insurance Company in Clearwater for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.

For instance, in Clearwater, the average auto insurance rate for 35 year old male drivers is $3,756 whereas the average rate of insurance for women of the same age range increases to reach $4,033. Additionally, the car insurance rate for 60 year old female and male drivers is almost similar costing about $3,500/ year.

We can clearly see a huge decrease in price while the age range of the driver moves from 17 year old drivers to 60 year old drivers. Additionally, Clearwater auto insurance quotes within the age range of 30 to 70 years becomes stable for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.

We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Clearwater, Florida.

MINIMUM CAR INSURANCE REQUIREMENT IN Clearwater

Insurance type Clearwater minimum requirement
Underinsured/ uninsured motorist bodily injury Unavailable
Property damage $10,000
Bodily injury liability $10,000

Clearwater coastal city requires car insurance with the minimum protection from bodily injury of $5000 for every person or $10000 for every accident as well as $10000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Clearwater

Bay Area Auto Insurance Shop

1452 Court St, Clearwater, FL 33756

www.cheapcarinsurance.net

Craig Duncan Auto Insurance Agency

2745 State Road 580 Ste 101, Clearwater, FL 33761

www.statefarm.com

Graddy Insurance

2794-1 Gulf to Bay Suite 1, Clearwater, FL 33759

https://agents.allstate.com/

Diana Devito Auto Insurance Agency

2454 N Mcmullen Booth Rd Ste 404, Clearwater, FL 33759

www.statefarm.com/agent

Carlisle Fields and Company

2460 Gulf to Bay Blvd, Clearwater, FL 33765

www.carlislefields.com

Alley Rehbaum and Capes Assurance

2433 Gulf to Bay Blvd, Clearwater, FL 33765

www.arc-insurance.com

Defrain Insurance

2114 Drew St, Clearwater, FL 33765

www.defraininsurance.com

Direct Auto Insurance

1231 S Missouri Ave, Clearwater, FL 33756

local.directauto.com

Strategic Auto Insurance Services

2727 Ulmerton Rd Suite 300, Clearwater, FL 33762

www.getstrategicins.com

Clearwater FL DEMOGRAPHY

Getting to Know More About Clearwater

The city of Clearwater is Pinellas County’ seat. It’s the smallest principal city in the metropolitan area of St Petersburg-Tampa-Clearwater and is popularly known as the Bay area of Tampa.
  • Population 116478 (2018)
  • Land Area 93.04 km2
  • Population Density 4466.01 per square mile
  • Latitude 27° 58’ 25” N
  • Longitude 82° 45’ 51” W
  • Area code 727